:root{--navy:#081f3d;--blue:#0e4b82;--cyan:#2aa7c9;--yellow:#ffd35c;--ink:#102238;--muted:#617289;--bg:#f5f8fb;--card:#fff;--line:#dde6ef;--green:#1fa855;--red:#b42318}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}a{color:inherit}
.wrap{max-width:1180px;margin:auto;padding:0 22px}.topbar{background:#05172d;color:#dbe8f6;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.navwrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:13px!important;padding-bottom:13px!important}.logo{font-weight:900;color:var(--navy);text-decoration:none;line-height:1.1}.logo small{display:block;color:#6d7d90;font-size:11px;letter-spacing:.5px}
.links{display:flex;gap:15px;align-items:center;flex-wrap:wrap}.links a{text-decoration:none;font-size:14px;font-weight:800;color:#34516e}.mobile{display:none}.mobile summary{font-weight:900;cursor:pointer}.mobile div{position:absolute;right:18px;top:62px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px;box-shadow:0 10px 30px rgba(0,0,0,.12);display:grid;gap:8px}
.hero{background:radial-gradient(circle at 85% 15%,rgba(42,167,201,.35),transparent 30%),linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:70px 0 58px}.heroGrid{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:center}
.kicker{display:inline-block;border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.09);padding:7px 12px;border-radius:999px;font-weight:900;font-size:12px;letter-spacing:.5px}
h1{font-size:clamp(40px,6vw,70px);line-height:1.02;margin:18px 0 16px}.hero p{font-size:19px;color:#e7f1fb;max-width:760px}.heroPanel{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);border-radius:20px;padding:24px}.heroPanel strong{display:block;font-size:24px}.heroPanel ul{padding-left:20px;margin-bottom:0}
.cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 17px;border-radius:11px;text-decoration:none;font-weight:900}.btnMain{background:var(--yellow);color:#12233b}.btnWa{background:var(--green);color:#fff}.btnGhost{background:#fff;color:var(--navy)}
.section{padding:56px 0}.sectionAlt{background:#eaf1f7}.section h2{font-size:32px;line-height:1.15;color:var(--navy);margin:0 0 12px}.lead{max-width:800px;color:var(--muted);margin:0 0 28px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{grid-template-columns:repeat(2,1fr);gap:18px}.card,.article{background:var(--card);border:1px solid var(--line);border-radius:16px;box-shadow:0 9px 28px rgba(15,43,73,.06)}.card{padding:22px}.card h3{color:var(--navy);margin-top:0}.card p,.article p,.article li{color:#52667c}.card a{font-weight:800;color:#0d5a94}
.problem{border-left:5px solid var(--cyan)}.urgent{border-left-color:var(--red)}.searchbox{display:flex;gap:8px}.searchbox input{flex:1;padding:14px;border:1px solid #bdcddd;border-radius:10px;font-size:16px}.searchbox button{border:0;background:var(--navy);color:#fff;border-radius:10px;padding:0 18px;font-weight:900}
.pagehead{background:linear-gradient(135deg,var(--navy),#0d5c8d);color:#fff;padding:48px 0}.pagehead h1{font-size:clamp(36px,5vw,56px)}.pagehead p{max-width:850px;color:#e5f0fb;font-size:18px}.crumb{font-size:13px;color:#bcd2e6;margin-bottom:10px}.crumb a{color:#fff}
.article{padding:30px;max-width:900px}.article h2,.article h3{color:var(--navy)}.meta{font-size:13px;color:#728298;margin-bottom:20px}.notice{background:#fff6da;border-left:4px solid #e5a900;padding:14px 16px;border-radius:9px;margin:22px 0}.master{background:#e8f4ff;border:1px solid #c9e2f8;border-radius:12px;padding:17px;margin:25px 0}.master a{font-weight:900;color:#0a5791}.related{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.related a{background:#f7f9fc;border:1px solid var(--line);padding:12px;border-radius:9px;text-decoration:none;font-weight:800;color:#245782}
.chips{display:flex;flex-wrap:wrap;gap:9px}.chip{background:#fff;border:1px solid #ccd9e6;border-radius:999px;padding:8px 11px;font-weight:800;color:#3e5e7c}.sites{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.sites a{background:#fff;border:1px solid var(--line);padding:11px 12px;border-radius:10px;text-decoration:none;font-weight:800;color:#234f79}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:10px}.faq summary{font-weight:900;color:var(--navy);cursor:pointer}
footer{background:#06182e;color:#c8d7e7}.footerMain{padding:42px 0 28px}.footerGrid{display:grid;grid-template-columns:1.4fr .85fr .85fr;gap:30px}.footerBrand{font-size:20px;color:#fff;font-weight:900}.footerTitle{color:#fff;font-weight:900;margin-bottom:10px}.footerList{display:grid;gap:7px}.footerList a{color:#d8e7f5;text-decoration:none}.footerMeta{color:#9eb2c7;line-height:1.85}.footerBottom{background:#041224;border-top:1px solid rgba(255,255,255,.1)}.footerBottom .wrap{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}
.float{position:fixed;right:18px;bottom:18px;background:var(--green);color:#fff;padding:12px 16px;border-radius:999px;text-decoration:none;font-weight:900;box-shadow:0 10px 28px rgba(0,0,0,.23);z-index:40}
.result{background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px;margin:10px 0}.result a{font-weight:900;color:#0b568d}
@media(max-width:860px){.heroGrid,.grid,.grid2,.sites,.footerGrid,.related{grid-template-columns:1fr}.links{display:none}.mobile{display:block}.hero{padding:48px 0}.section{padding:42px 0}.article{padding:21px}}